The Fourth Medicine Buddha – Suvarṇaratnakaracchatrakūṭa Tathāgata

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1. Introduction

The Fourth Medicine Buddha in the healing assembly of the Seven Medicine Buddhas is:

Suvarṇaratnakaracchatrakūṭa Tathāgata
(The Tathāgata Adorned with the Jeweled Canopy of Golden Light)

This Buddha represents the healing of poverty, scarcity, and material suffering, offering blessings of prosperity, abundance, and dignity. He is deeply associated with removing obstacles related to livelihood, restoring honor, and establishing security for beings.

2. Name and Translation

Language	Name	Meaning
Sanskrit	Suvarṇaratnakaracchatrakūṭa Tathāgata	Golden-Jewel-Parasol Crowned Buddha
Tibetan	གསེར་ནོར་གནས་པ་རབ་ཏུ་རྒྱལ་པོ (Ser Nor Népa Rabtu Gyalpo)	King of Glorious Golden Treasure
Chinese	金寶蓋如來 (Jīnbǎogài Rúlái)	Tathāgata of the Golden Jeweled Canopy
English	The Buddha of the Golden Canopy	He who bestows shelter, protection, and prosperity

3. Iconography and Symbolism

Body Color: Golden-yellow, radiant like the morning sun
Posture: Seated in vajra position on a jeweled lotus
Mudra: Varada Mudrā (gesture of giving or generosity)
Emblem: Jewel-topped parasol, symbolizing high status and royal protection
Aura: Emits golden light symbolizing blessings, wealth, and karmic purification

4. Healing Domain and Spiritual Power

This Buddha focuses on alleviating suffering caused by material deprivation, insecurity, and lack of basic needs.

Healing Aspect	Description
Material Poverty	Provides merit and conditions for stable livelihood and basic security
Social Dishonor	Restores dignity, helps those who suffer from unjust humiliation
Homelessness or exiles	Grants refuge and karmic reversal of misfortune
Livelihood and Success	Blesses honest work, trade, and career with Dharma-guided fortune
Protection from Theft or Loss	Acts as spiritual shield for wealth and possessions

5. Associated Mantra

The mantra of Suvarṇaratnakaracchatrakūṭa is invoked to remove poverty karma, bless possessions, and gain stability:

OM NAMO BHAGAVATE SUVARNARATNAKARACCHATRAKŪTA TATHĀGATĀYA ARHATE SAMYAKSAṂBUDDHĀYA SVAHĀ

Chanting it is beneficial for:

Overcoming karmic obstacles to wealth
Finding shelter, food, or income
Gaining spiritual and material merit

6. Role in Healing and Dharma Practice

This Buddha is called upon in:

Practice / Occasion	Purpose
House blessing rituals	Invokes stability and protection from misfortune
Poverty alleviation ceremonies	Aids individuals or communities in hardship
Monastic prosperity rites	Ensures balance between simplicity and sustainability
Layperson’s Dharma livelihood	Encourages merit-based income and wealth
Karmic purification of miserliness	Cleanses stinginess and greed, fostering generosity

7. Spiritual Vows and Aspirations

The Medicine Buddhas are renowned for their twelve vows, with each manifesting specific powers. While Bhaiṣajyaguru holds all twelve, Suvarṇaratnakaracchatrakūṭa represents the vow:

To help beings obtain sufficient resources,
Remove poverty born of past karma,
Enable righteous wealth for Dharma activity,
Ensure that basic needs are met so spiritual practice can flourish

8. Practical Relevance in Modern Life

Modern Issue	Blessing from Suvarṇaratnakaracchatrakūṭa
Job loss or underemployment	Restores financial flow and opportunity
Homelessness or unsafe living	Grants shelter, security, and dignity
Financial anxiety and debt	Reduces karmic blockages to prosperity
Struggling entrepreneurs	Infuses honest work with success merit
Inequality or unjust systems	Heals social imbalances through wisdom

9. Comparison with Other Medicine Buddhas

Unlike Asokottamasrī (3rd Buddha) who heals emotional suffering,
Suvarṇaratnakaracchatrakūṭa focuses on the physical and economic environment,
While Bhaiṣajyaguru addresses holistic healing, this Buddha represents the material karmic layer, often the root cause of despair in beings.

10. Summary

The Fourth Medicine Buddha, Suvarṇaratnakaracchatrakūṭa Tathāgata, teaches that true healing includes economic justice, dignity, and the means to live. Through his radiant golden light, he empowers beings to live in security, honor, and spiritual prosperity.

He is the protector of the vulnerable, the shelterless, and those struggling to survive in a material world, ensuring that they have the resources to practice Dharma and cultivate liberation.

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